Last week a few of my home buying expert friends and I put on a workshop addressing the process of buying a home, and how someone can set themselves up for success. We had a lot of fun, and there was great conversation. We will be hosting another event like this sometime in the near future, and if you are interested in signing up for such an event keep an eye out for such an event, or feel free to reach out to let me know you’d like to sign up. We kicked it off with a video from Ellen talking about what to look out for when searching through listings and reading home descriptions, I can’t help but share that video again…


We discussed several things that are more standard for a home buying newby, and then addressed a few questions that would deserve a deeper dive for someone hoping to add value to a property, and what kind of financing they should consider. There were several thoughtful questions, and our panel was honestly stellar – and our feedback forms would say as much. I really appreciated having my dad, (Kent Carter – 1st Capital Mortgage) sponsor the event that provided food to everyone in attendance, and also the other panelists who provided gift cards for the drawings.

My dear REALTOR® friend and colleague Debra Penrod and I decided that we should start a private Facebook group as a place for home buyers to come and have a discussion about personal victories and setbacks. All of the people who attend our workshops will be given access to this group, and we plan to expand access to this group upon request and review. You can request access to that group by clicking the group banner right here:

I want to thank all of our awesome speakers who came and added so much wonderful value to the evening:

  • Debra Penrod, Gwen Holmes Arveson & me (Grady Carter), Metro Brokers of Oklahoma (The REALTOR® team)
  • Kent Carter, 1st Capital Mortgage (Mortgages, and the sponsor of our event)
  • Travis Gatewood, Garner Insurance (home insurance)
  • George Carpenter Jr., Kingdom Inspections (general inspections)
  • Erica Bird, Trustmark Title (title insurance, abstracting)
  • Danny Decker, RPLS Surveying (surveys)
  • Claire Bailey, Bailey & Poarch (estate planning)

The speakers made a combined list of 10 things that a home buyer should know:

Each of these items was discussed at length, followed by questions asked and answered regarding many aspects of the process. I really enjoyed putting this event on, and we will be doing it again sometime in the coming months. In the meantime, if you don’t feel like you can wait that long feel free to contact me, or just go ahead and schedule an appointment for a free (No Obligations) consultation to talk about how to get started in the house buying process. You can simply use the link below to see available times on my calendar.



The main items that someone should put on their own to do list to buy a house are:

  1. Credit: Check and monitor your credit (avoid the ads, but Credit Karma can give you a rough idea of where you stand).

  2. Drip Campaign: Set goals and discuss why you want to buy a house with your REALTOR® – create a search criteria so that the REALTOR® database updates you both as soon as something in your target market changes.

  3. Get pre-approved!!! – the most common mistake is the avoidance of talking finances because it’s less comfortable than talking about pretty houses.

  4. Save Money: hopefully at this point you haven’t planned to buy a house as soon as possible, but not saved any money, but if so you’ll need to readjust your timeline or figure out how you’re going to come up with that money so quickly. Lenders can help people figure out what their true buying power is. It is important to envision and execute a savings plan for a downpayment & closing/prepaid costs if you have not already done so. Hopefully you’ve already done this, but buying a home without money can hypothetically be possible, but not advisable in my opinion (even if you can get a loan that will allow you to do so), but that’s a longer conversation I’m happy to go into further upon request.

There are other items to consider when first getting started in this process, but these items alone should point someone in the right direction. The next thing to do is talk to your REALTOR® and come up with a plan together. Again, we had a wonderful time at this latest home buyer’s workshop, and we are already excited for the next one! I hope you have a great day, and please reach out if you have any questions at all.

Grady Carter
Realtor®, GRI

Metro Brokers of Oklahoma
Lic. #160723

If you’d like for me to clarify anything, or if you have anything else that you’d like to discuss please feel free to submit questions / requests below.

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